If you have a new baby on the way, you are most likely making a lot of decisions regarding your future lifestyle and how you will accommodate and care for your child. One thing you should not forget is to assess your current insurance coverage. Having a child can change the way you approach every type of insurance, including life insurance, disability insurance, and your car insurance. While having a child may not immediately change your homeowners insurance premiums, there are some basic changes you may want to consider.…
When you have several drivers in the family to insure, a group auto insurance plan is often the way to go for the best coverage and price. But there are a few steps that you should follow to make sure that you’re getting the best deal.
Make Sure Every Driver Is Insured
The first thing to note is that everyone in your household with a driver’s license must be insured, even if they only drive occasionally.…
Hail damage is a fairly common occurrence that may seem like just an annoyance. Unless your car is relatively new, a few superficial dings may not seem important. However, in some cases, you should file a claim and get your hail damage fixed. If you have a vehicle that’s been hit by hail, you need to carefully consider the circumstances.
Coverage
If you don’t carry the right insurance, your hail damage will not be covered.…
Some people think that buying insurance for their cars is no big deal. Maybe so others say. The fact is that car insurance is an expensive deal. There are lots of issues that determine how much you’ll be asked to pay for premium charges, and you should also be mindful to take advantage of discounts that will benefit you. So when you decide on the insurance company you want to do business with, call your state insurance department and determine if the company and the agent are licensed to sell car insurance in your state.…
The hunt for the perfect classic car is a dream endeavor. And once you’ve found it, you may spend enjoyable hours restoring it. You’ll also sink some expense into this hobby. Once you’ve bought and restored your dream vintage car, keep your investment safe with the proper auto insurance policy.
Insurance from Day One
The moment you buy your classic car, Nerd Wallet suggests you buy insurance coverage. This is true even if it’s going to be sitting in your garage while you restore it.…
Every business owner should have insurance. Just like you carry health, home and car insurance, you should always have a policy on your business and yourself. However, many people fail to get insurance and then regret it later. Here are some reasons why you should get business insurance.
1. Liability Insurance In The Case Of A Lawsuit
It is not uncommon for a business to be sued. In fact, you should always be preparing yourself for a lawsuit by thinking ahead of every action and what it could mean legally.…
Having an insurance policy on your home can be an essential way of protecting it against an assortment of risks. However, it is an unfortunate fact that there are individuals that are not particular informed about what they should do to ensure they are getting the most protection from this policy. If this is a topic that you have given little thought, you might benefit from using these three homeowner’s insurance tips.…
Are you thinking about buying a house? Did you know that many lenders may refuse to grant you a mortgage if you don’t have home insurance already lined up? While there is no legal requirement for homeowners to have insurance, lenders may still have their own rules. If you’re thinking about getting insurance now and then dropping it or letting it lapse in a few months or a year, here are some reasons why you shouldn’t do that:…
As an employer, you want to reward your employees with the occasional party. When you do make these arrangements, you need to be aware of liability issues that may arise. Even when your employees aren’t technically working, the company can be held responsible for certain problems.
Intoxication
If you are serving alcohol at your party, you need to carefully monitor the state of your employees. In some instances, courts have held employers liable for negligence when their intoxicated employees left a party and caused a car accident.…
Like most college students, you’re probably on a budget and could use a deal on your bills. Unfortunately, college-aged drivers often pay more on their car insurance because younger drivers are considered high risks by most car insurance companies. There are specific things you can do, however, to help mitigate this and slash your car insurance premium. Here are four ideas:
Ask Your Parents to Add You to Their Insurance…
