Cyber-attacks are not a new phenomenon. Yet, there are many misconceptions people have about them. And one of the widely spread beliefs that some people assume is that hackers solely target large corporations that make millions of dollars in profits, but this is incorrect. Admittedly, big companies are at a higher threat of cyber-attacks. Nonetheless, this does not mean that their smaller counterparts are exempt.
If anything, since small businesses do not have tremendous budgets as large corporations do, the small businesses tend to be at a higher threat of cybercrimes due to the lack of adequate cyber protection.…
When you’re shopping for homeowner’s insurance, you’ll find that the premiums vary widely depending on the coverage limits as well as the carrier that you’re working with. However, while it’s important to know that your coverage selections and carrier will affect your premiums, it’s equally important to understand that there are factors that can contribute to those costs. For example, when it comes to your liability coverage, it’s important to know what can affect your premiums.…
Business owners must always take proactive measures to insulate their businesses from foreseeable risks and losses. Commercial general liability insurance coverage is one of the most basic safety nets that companies use to protect themselves from legal liability and incurring losses that can sink the business. Commercial general liability insurance also protects entrepreneurs by covering financial expenses arising from general liability involving their business practices. This ensures that business operations do not stall because of financial constraints.…
